Health Care Insurance Resources, Inc. was established in 1981 to provide stable insurance for members of the Georgia Hospital Association, Health Care Insurance Resources, Inc. has continued to fulfill its mission for more than 30 years. The agency contracts with Arthur J. Gallagher & Co. for its staffing and administrative services. Today, Health Care Insurance Resources, Inc. and Arthur J. Gallagher & Co. can access worldwide insurance markets for all GHA members' insurance needs, making it the leading provider of insurance programs and services to GHA members. Health Care Insurance Resources, Inc. also supports GHA-member hospitals by providing employee benefit brokerage and consulting services.

The April 16 issue of Directions includes articles highlighting recent legislative changes and regulatory guidance for employer-sponsored benefit plans.

Did you know that employers who invest in better leave policies and fully integrate them find it easier to manage absence and engage employees? Investing in paid leave policies shows a genuine commitment to the overall wellbeing of your people and results in higher morale, a better culture, and stronger employee loyalty.

However, navigating the complexities of adjusting your paid leave policies can be daunting. State-specific regulations, eligibility criteria, duration, and benefits can vary. Read our latest Gallagher Better Works^SM Insights article, "Managing Paid Leave Complexities to Gain a Competitive Edge," to discover our consultants' strategies, which can help you create flexible paid leave policies that prioritize your people and help your organization thrive.

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During Cybersecurity Awareness Month, it's a prime opportunity to strengthen the safety and security of your business. By taking proactive steps to safeguard your digital assets and customer data, you not only protect your clients from potential cyber threats but also safeguard your bottom line. Embrace this month and demonstrate your commitment to cybersecurity by reading through small steps you can start taking today. Learn more.

Retirement benefits should be an organizational priority, but the challenges with providing financial solutions that cater to a global and mobile workforce can complicate the process. However, personalized retirement benefits solutions don’t need to be overly complex.

Here are some ways you can cater to individual retirement needs:

• Voluntary options
• Belief-based investment plans
• Customized coaching

Prioritizing retirement benefits supports overall employee health and happiness, decreasing absenteeism and insurance claims and creating a more engaged workforce.

Read Gallagher's Better Works^SM Insights article, “Building Retirement Benefits for a Global and Mobile Workforce” to learn more.

There may be a better retirement plan for your growing business. Gallagher’s new 401(k) Choice Pooled Solutions℠ can give you and your employees the advantages of a true 401(k) plan at an affordable cost -- with more features and greater flexibility than what is available with a SEP or SIMPLE IRA!  

Compared to a SEP or SIMPLE IRA, Gallagher 401(k) Choice Pooled Solutions℠ offer: 

• More design features and options
• Higher employee contributions: up to $23,000 in a 401(k) plan vs. $16,000 in a SIMPLE IRA*
• Increased employee catch-up contributions for those age 50+: up to $7,500 in a 401(k) plan vs. $3,500 in a SIMPLE IRA*
• Cost efficiencies from pooling plan assets with other participating businesses
• Availability of loans
• Ability to apply a vesting schedule to employer contributions, which is not allowed in SEP or SIMPLE IRAs

Plus, when you join the Gallagher 401(k) Choice Pooled Solutions℠, 90% of your administrative tasks are handled by a professional service team, giving you more time to manage your business.

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Discover the top trends influencing which benefits and HR strategies employers are deploying to retain their people and support their businesses, while also keeping an eye on the bottom line. This report is backed by 1,200+ Small Businesses who took our 2023 Benefits Strategy and Benchmarking Survey so you can benchmark your priorities against your peers.

The GHAWCSIF provides workers’ compensation coverage to 46 hospitals with a total premium of over $7.8 million. Health Care Insurance Resources, Inc. continues to support the GHAWCSIF by providing marketing, consulting and loss control services.

Started in 1995, the GHCIC is a segregated portfolio captive insurance company owned by the Georgia Hospital Association. There are multiple segregated portfolio cells in GHCIC. All of them are also TPA clients of Allied Claims Administration for the hospital professional and general liability coverage written through the captive cell.

Allied Claims Administration is a client-focused third-party administrator currently serving more than 125 clients throughout the Southeast. Allied is jointly owned between GHA and Gallagher. Specializing in self-insurance programs for group associations, risk retention groups and individual self-insured, they provide superior professional liability, general liability and workers’ compensation claims services to the health care industry.